Whether you realize it or not, your income is the most important material asset you have. Without your income, you stand to lose financial security and the rest of your material assets. With our personal disability insurance you can protect up to 70% of your gross annual income. You can decide when you want your disability policy to start paying you should you become sick or injured. You can also customize the length of the disability payments—anywhere from 3 months to 5 years. Your disability protection is completely portable, and not tied to your employer. We promise our customers maximum flexibility both in cost and in customizable disability plans with multiple carrier selections to choose from.